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Turning today’s IT investments into tomorrow’s opportunities.

Finance future-ready IT with Bechtle Financial Services.

We create the financial flexibility needed to turn IT projects into long-term investments in your organisation’s future. As a BaFin-authorised financing provider, we combine IT consulting, procurement and financing in a single solution, helping you invest with confidence, plan ahead and make sustainable investment decisions.

Questions about our Financial Services?

Write us an e-mail at financial.services@bechtle.com
We’re happy to help.

Get in touch

Our values. Your advantage. Financial services from Bechtle.

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Straightforward – Everything from a single source.

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Fast – Efficient services.

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Personal – Dedicated contacts, direct communication.

What we offer.

We combine IT expertise with tailored financing solutions, giving you the flexibility to invest in technology when your business needs it.

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Invest with confidence – Spread the cost without compromise.
Ideal for
Your benefits
Invest with confidence – Spread the cost without compromise.

Spread the cost of your IT investment over fixed monthly instalments while keeping spending predictable and preserving financial flexibility.

With an instalment plan, you can procure hardware as well as software and services that are not eligible for leasing and pay for them over an agreed term. Once the final instalment has been paid, ownership transfers to you.

Ideal for
  • Organisations with a clearly defined IT estate
  • Customers who want to own their assets
  • Projects that include software, support or maintenance
Your benefits
  • Fixed monthly payments for predictable budgeting
  • Ownership transfers after the final instalment
  • No large upfront expenditure
  • One agreement, one payment schedule
  • Suitable for components that are not eligible for leasing
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Keep your IT up to date while preserving financial flexibility.
Ideal for
Your benefits
Keep your IT up to date while preserving financial flexibility.

Leasing helps you keep pace with changing technology while spreading costs over the useful life of your IT assets.

Use IT hardware and software over an agreed term and spread the cost over time. At the end of the lease, you decide whether to extend, return or purchase the assets.

Ideal for
  • Organisations with rapidly changing requirements
  • IT environments that require regular refresh cycles
  • Businesses looking to preserve liquidity
Your benefits
  • Immediate access to technology without significant upfront costs
  • Greater financial flexibility by spreading costs over time
  • Extend, return or purchase at the end of the lease term
  • Fast and straightforward contract processing
  • More budget available for strategic initiatives
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Full-cycle IT solutions from a single source.
Ideal for
Your benefits
Full-cycle IT solutions from a single source.

As-a-service models combine hardware, software and services in a single flexible solution.

With as-a-service financing, hardware, software and services are bundled into a package that can scale with your requirements, reducing the need for significant upfront investment.

Ideal for
  • SMEs looking for an end-to-end solution on a subscription basis
  • Enterprise and public sector organisations that want to scale IT investments over a number of years
  • Organisations looking to outsource operations and maintenance
Your benefits
  • All-in-one solution combining hardware, software and services
  • No upfront investment – Monthly or recurring payments
  • Scalable over multiple years
  • Reduced operational effort
  • Transparent, term-based costs

Why financing gives you greater flexibility in IT.

Financing enables faster, more flexible IT decisions, particularly when budgets are under pressure and requirements continue to grow. Fixed instalments and flexible financing models allow you to spread investment costs over the useful life of your IT assets, freeing up resources while preserving financial flexibility, allowing you to:

  • respond more quickly when teams grow or new technologies are needed,
  • modernise your IT without tying up capital,
  • ease pressure on budgets without compromising on quality or security.

An additional benefit is the support financing can provide for sustainable IT lifecycle strategies through extended usage periods and asset return options.
In short, financing helps reduce risk, supports informed decision-making and creates the flexibility needed to prepare your IT for the future.

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Our commitment is clear: Creating the financial flexibility to invest in a digital future

Dominic Möhrmann, Managing Director, Bechtle Financial Services

And a more sustainable IT lifecycle.

Leasing can make a valuable contribution to sustainability initiatives through longer usage cycles, take-back programmes and circular IT strategies,

reducing CO₂e emissions, avoiding unnecessary hardware replacement and supporting measurable sustainability improvements across the entire IT lifecycle.

We’re happy to show you how financing can help improve the sustainability profile of your IT estate.

Get in touch

Our Services.

We combine IT expertise with tailored financing solutions, giving you the flexibility to invest in technology when your business needs it.

Key information about Bechtle Financial Services AG.

Governance.
Company registration.
Legal information.
Complaints management.
Whistleblower system.
Governance.

Chairman of the Supervisory Board: Dr Thomas Olemotz

Managing Directors: Stefan Sagowski, Dominic Möhrmann

Company registration.

Berlin Charlottenburg
Registration number: HRB 139572 B
VAT ID in accordance with Art. 27 UStG (German VAT Act): DE281524301

Legal information.

German Federal Financial Supervisory Authority (BaFin)
Graurheindorfer Straße 108
53117 Bonn
Germany

Bechtle Financial Services AG is registered as a financial services institution and payment services provider and is subject to oversight by the German Federal Financial Supervisory Authority, Graurheindorfer Straße 108, 53117 Bonn.

Complaints management.

Your feedback helps us to continually optimise our products and services. To ensure we can process your concerns, we kindly ask that you include the following information in your e-mail to beschwerde.bfs@bechtle.com:
Your full name
Your address or company name
A brief description of your enquiry

Complaints related to your rights and obligations as a payment services user will be answered in writing within 15 days of receipt.

Should we be unable to offer a satisfactory solution, you may then contact the following:
German Federal Financial Supervisory Authority
Graurheindorfer Straße 108, 53117 Bonn

Whistleblower system.

Reports can be made to hinweisgeber.bfs@bechtle.com.

Alternatively, you may use the whistleblower system offered by the German Federal Financial Supervisory Authority, Graurheindorfer Straße 108, 53117 Bonn.